A Big Christmas Tip and My Christmas Message to You Thanks so much for being connected Here is my Christmas message to you and my ‘BIG tip’ on how you and I can achieve whatever we set our hearts and minds upon in the new year Do let me know how you get on. Send me a comment below on what ‘your one thing’ is Have a brilliant Christmas and New Year Joe Joe O’Connor DipPFS AMC FRSA The UK’s Leading Transformation Strategist Speaker | Financial Coach | Mentor Tel: 01829-760070 Fax: 0871-750-3008